XRP to USDC converter & swap
Live rate: 1 XRP ≈ 1.3175 USDC. Locked for 30 minutes with a 0.04% fee, no account needed.
Exchange
Fixed rate · 0.04%By continuing you accept that funds are sent to the address provided and cannot be reversed.
As easy as it gets
Choose the pair
Which coin you send, which one you want and where to. The rate is locked when the order is created.
Send the exact amount
We give you the deposit address and the exact amount. We watch it arrive on the blockchain.
Receive it
As soon as it confirms, we send your coins and you see the transaction hash in your order.
XRP to USDC exchange details
Convert XRP to USDC
| You send | You get (after fees) |
|---|---|
| 20 XRP | 24.3495 USDC |
| 50 XRP | 63.8736 USDC |
| 100 XRP | 129.7473 USDC |
| 200 XRP | 261.4946 USDC |
| 500 XRP | 656.7364 USDC |
| 1,000 XRP | 1,315.47 USDC |
| 2,000 XRP | 2,632.95 USDC |
Convert USDC to XRP
| You send | You get (after fees) |
|---|---|
| 20 USDC | 15.1608 XRP |
| 50 USDC | 37.9135 XRP |
| 100 USDC | 75.8346 XRP |
| 200 USDC | 151.6768 XRP |
| 500 USDC | 379.2033 XRP |
| 1,000 USDC | 758.4143 XRP |
| 2,000 USDC | 1,516.84 XRP |
| 5,000 USDC | 3,792.1 XRP |
XRP/USDC market today
Rates updated 14:27 UTC
Choose your USDC network
Same rate on every network — only the network fee changes. Pick the one your wallet or exchange supports.
How to swap XRP to USDC
- Enter the amount of XRP you want to send and paste your USDC address.
- Send the exact amount of XRP to the deposit address shown, on the XRP Ledger network.
- As soon as your deposit confirms, we send your USDC on the ERC20 network.
Frequently asked questions
How long does a XRP to USDC swap take?
Usually 5 to 30 minutes. We wait for your XRP Ledger transaction to confirm and then send your USDC on the ERC20 network.
What fees do I pay to swap XRP to USDC?
A 0.04% service fee plus the ERC20 network fee of about 2 USDC. Both are already included in the amount you see before creating the order.
What is the XRP to USDC rate today?
Right now 1 XRP is worth about 1.3175 USDC, with our 0.04% fee already applied. The rate updates every few seconds and is locked for 30 minutes once you create the order.
Which USDC network should I choose?
Choose the network your wallet or exchange supports (ERC20, SPL). The rate is the same; only the network fee differs. Sending on the wrong network can lose your funds.
Do I need an account?
No. Enter the amount and your USDC address, send your XRP and follow the order with its ID.
What is the minimum and maximum?
You can swap from about 15.1745 XRP up to 3,793.63 XRP per order.
Is it safe to swap XRP to USDC here?
You only send the exact amount shown to the deposit address, and you can follow every step of your order with its ID. If anything goes wrong we refund you to your refund address.